Benefits of HOA™ offered by Platinum Asset Management

It’s time to shift the focus from looking for lower mortgage interest rates over longer terms, to looking for better ways to lower debt load quicker, even if at higher interest rates. It's lowering principal balance that saves interest. Excessive interest is not in our best interest!
With fewer Americans putting their money into savings and more of us approaching retirement age, getting rid of debt can be the key to having more money for retirement, investments, kid’s tuition, vacations and more.
Traditional mortgages help us get into homes, but they were never meant to help us get out of debt — at least not for the next 30 years. Would you rather have a traditional 30-year loan of $300,000 at 6.00% and pay $347,000 interest, or have a $300,000 loan at a nominal rate of 7.00% with an effective rate of about 2.25% and pay $115,000 interest, and have your loan paid off in 10 years? (The HOA™ loan can be gotten today at a nominal rate under 4.00%, substantially beating the performance of either of the above.)
So, getting out of debt is the most important thing you can do today in order to be more liquid and financially secure tomorrow. But where do you find the money to make it happen?

Get out of debt faster by using the money you already have. By putting your money into the super
Home Ownership Accelerator™
loan account instead of running it through your checking account, you reduce your principal balance. You have the financial tool to become your own bank! Even if your financial situation worsens in time, you have a great tool to create a "reverse" mortgage, if you wish.
Interest is calculated on a balance that’s been lowered by the amount you put into your account, so you pay less interest. Instead of letting a bank make money on your money,
you’re saving interest on the reduced principal balance.
You can save thousands over the life of this loan.
Even though you withdraw money for expenses, it’s working for you every day that it’s in your HOA™ account since interest is calculated on your daily balance.
Since this loan replaces your existing mortgage, you can
be mortgage-free in just a few years,
instead of decades. The interest you save on the lowered balance means more money to put toward principal. This effect compounds your savings, accelerating your payoff like no traditional mortgage can.
All of this increases your equity, builds wealth, provides liquidity and gives you financial flexibility.
Click here to watch the 5-Minute Video that shows you exactly how it works.
Let’s go over the loan specs — click here on Product Info to see what the qualifications are, how your credit line works, and how you can use it.

Click here to go to the online HOA™ Simulator so that you can visualize your loan. Use basic information about your loan amount, income and expenses. Once you see the savings, you will never look at mortgages the same. You’ll see that it’s not about the interest rate; it’s about the interest amount you pay on a lower principal balance. Thereby, you build wealth and create liquidity.
You don’t have to change your spending — you just change where you put your money.
You may be wondering if this seemingly unreal HOA™ loan is, in fact, for real. You betcha! There is no magic involved in this loan. It's about where you deposit your money and the way interest is calculated on the loan. It’s just simple math and common sense.

Home Ownership Accelerator™